Terms of Service

LocalVault is a local-first web application for tracking net worth and subscriptions. Your financial data is stored exclusively in your own browser (IndexedDB), encrypted with AES-GCM under a master password that never leaves your device. We operate no database of your asset records.

Access to the dashboard requires signing in with Google. Sign-in is used solely as an access gate: we receive your Google email address, name, and profile image to create your session. Signing in does not sync, back up, or transmit your vault data.

You are responsible for the security of the Google account you use to sign in and for all activity that occurs under your session.

The Free tier is available for life at no cost. The Pro tier is offered as a recurring subscription (from $29/year). Payments are processed by our payment provider, Creem. We do not collect or store your card details; we only receive your subscription status.

Subscriptions renew automatically until cancelled. Refunds and billing disputes are handled in accordance with Creem's policies; you may cancel at any time and will retain Pro features until the end of the paid period.

Because your vault lives only in your browser, you are solely responsible for it. Clearing your browser data, using private browsing, switching devices, or losing your master password can permanently and irrecoverably erase your records. There is no cloud copy and no password reset. We strongly recommend exporting regular backups from within the app.

You agree not to use LocalVault to break any law, not to attempt to disrupt or probe the service or its payment provider, and not to resell or redistribute the service without permission.

The service is provided "as is" and "as available" without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, and non-infringement. We do not warrant that the service will be uninterrupted or error-free.

To the maximum extent permitted by law, LocalVault and its developer shall not be liable for any indirect, incidental, or consequential damages, or for any loss of data stored in your browser, including financial records. Our total aggregate liability shall not exceed the amount you paid in the twelve months preceding the claim.

We may update these terms from time to time; material changes will be reflected in the "Last updated" date. Continued use of the service after changes constitutes acceptance. Questions about these terms can be directed to support@localvault.app.